Jay Lown

President and Chief Executive Officer

Jay Lown serves as our President and Chief Executive Officer. Mr. Lown has over 20 years of combined experience in the financial services industry and the residential mortgage markets. Mr. Lown joined Freedom Mortgage in April 2012 and has served as Executive Vice President in charge of strategic funding projects and capital markets. Prior to joining Freedom Mortgage, Mr. Lown served as a Portfolio Manager at Avenue Capital Group from April 2011 to January 2012. Previously, Mr. Lown was a fellow at the Office of Thrift Supervision, or OTS, serving as an advisor to the Senior Deputy Director’s office, and focused on residential mortgage loan origination and residential asset valuation and RMBS. Before OTS, Mr. Lown worked at UBS Securities LLC in mortgage trading, managing an internal mortgage origination platform specializing in Alt-A mortgage loans, overseeing all units within the organization, including sales, capital markets and operations. Mr. Lown began his career at Salomon Brothers (now Citigroup) in 1991, where he spent 11 years working for the mortgage trading desk.


Michael Hutchby

Chief Financial Officer

Michael Hutchby serves as our Chief Financial Officer. Mr. Hutchby served as Controller of Cherry Hill Mortgage Investment since our IPO in 2013. Mr. Hutchby joined Freedom Mortgage Corporation in 2012 as Vice President of Capital Markets, specializing in M&A, corporate development and capital raising. Before Freedom Mortgage, he held multiple positions within the investment banking and financial consulting sectors at Sterne, Agee & Leach, Madison Place Partners and Bank of America Merrill Lynch. Mr. Hutchby worked at Sungard Energy Systems (SES) as a Senior Consultant, Product Manager and Quality Assurance Specialist, managing the development, deployment and support of complex energy commodities trading and risk analysis systems. Mr. Hutchby has a B.A. in Economics from The Johns Hopkins University and an MBA from New York University's Stern School of Business.

Julian Evans

Julian Evans

Chief Investment Officer

Julian Evans serves as our Chief Investment Officer. Prior to our IPO, Mr. Evans served as Senior Vice President at Freedom Mortgage since April 2013 and has over 20 years of experience in the financial services industry. Before joining Freedom Mortgage, Mr. Evans served as Head of the MBS Sector Team and Senior Portfolio Manager for Deutsche Asset Management from April 2004 to September 2012. At Deutsche Asset Management, Mr. Evans led a team that managed RMBS assets for institutional, insurance and retail clients. In his role, Mr. Evans was responsible for establishing the mortgage strategy for the investment platform. Prior to joining Deutsche Asset Management, Mr. Evans worked for Times Square Capital Management, an institutional money manager from August 1999 to April 2004. At Times Square Capital, Mr. Evans served as vice president, was the head trader for mortgage and asset-backed securities. Before Times Square Capital, Mr. Evans was a senior analyst at Bear, Sterns & Co. in the Global Credit Department, where he assessed the creditworthiness of Bear Sterns’ institutional counterparties. Mr. Evans began his career at Chemical Bank (now JP Morgan Chase) in 1992 where he spent two years working as an analyst in the Not-for Profit and Health Care Division. In 1999, Mr. Evans received an MBA from the Stephen M. Ross School of Business at the University of Michigan. In addition, Mr. Evans holds a Bachelor of Arts degree from Trinity College, Hartford CT, which he received in 1992.

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